Protection

We will always make a recommendation on protection policies which are tailor made to your specific circumstances.

Find out more below

You are under no obligation to take our advice however it is important to us that you get the right advice.

The main benefit of advice on this area through a regulated firm is that you will be fully covered by the Financial Ombudsman Service or Financial Services Compensation Scheme (FSCS)

Not only that but we will arrange where applicable to have your policies written into trust, ensuring the right people get the right money at the right time.

We can also assist you in writing a letter of wishes for your life cover fund and assisting with allocating a will writer where needed.

The different types of cover we may recommend to you are

Life Insurance- This will protect your family from the financial worries they could face if you were no longer around. Some policies will pay out a cash lump sum, others offer monthly payments.

Critical Illness Cover is designed to pay out a cash lump sum if you find yourself diagnosed with a specified critical illness or injury. It is important to make sure you’re covered against the financial impact this could have on your family.

Income protection- This will give you the financial cover you need if you were ever unable to work due to sickness or injury if you are unable to work due to an accident or sickness.

You do not have to be in the process of a mortgage application with us to take out a policy. We can also review any existing cover you have to ensure it is for for purpose.

All advice on protection products is completely free of charge.

Whether you need advice on a new policy or would like us to review your existing cover we would love to hear from you!